Limousine & Passenger Transport
Coverage for limo, livery, and passenger transport.
Passenger transport is a specialty class — many carriers will not touch it. We work with programs built for limousine, livery, shuttle, and party bus operations, and we help with the filings your authority requires.
Coverages for transport operators
- Livery auto liability
Liability written specifically for for-hire passenger transport, at the limits your authority requires.
- Physical damage
Collision and comprehensive on limos, sedans, SUVs, shuttles, and buses.
- Uninsured/underinsured motorist
Protection for your passengers when the other driver has little or no coverage.
- General liability
For your office, garage, and passenger loading operations.
- State filings
We work with carriers that handle the evidence-of-insurance filings California charter-party carriers need.
Operations we insure
- Limousine and black car services
- Party buses and charter operations
- Shuttles and courtesy vehicles
- Non-emergency medical transport (NEMT)
Transport insurance questions
Can you help with my TCP filing?
Yes. We place coverage with carriers that issue the insurance filings California charter-party carriers need to keep their TCP authority active.
Why is party bus insurance so hard to find?
It is a high-severity class that most standard carriers avoid, so it takes specialty programs. We work with markets that write it and know how to present your operation well.
What limits will I need?
Required limits depend on your authority and vehicle seating capacity. Tell us what you operate and we will match the policy to the requirement.
Get a transport quote
Have your vehicle list, seating capacities, and authority information ready and we can go to market quickly.